Privacy Policy

Updated on February 28, 2025.

Introduction and Summary

Fratzik is committed to enhancing your digital journey through the provision of insightful content. Our official website, located at https://fratzik.com, features a wide range of articles on topics such as apps, technological innovations, gadgets, and much more, to help you make the most of the digital world.

We prioritize the privacy of our users, a commitment that is clearly outlined in our Privacy Policy. This policy demonstrates our dedication to the protection, security, and confidentiality of your personal and digital information.

Should you have any inquiries or concerns regarding our Privacy Policy, we strongly encourage you to review the document to fully comprehend your rights and available options. For further assistance or information, please do not hesitate to contact us at https://fratzik.com/contact/. Our team is readily available to provide clarifications and address any concerns you may have.

Scope of the Privacy Policy

This Privacy Policy, crafted by Fratzik, outlines how we handle your data while you explore and engage with our services. Whether you’re browsing our website at https://fratzik.com/ or any other platform linked to this Policy, you’re diving into a world of innovations and digital resources. Every interaction with our content is designed to ensure a safe and transparent experience for you.

The provisions of this Privacy Policy are strictly applicable to our online initiatives and are crafted for individuals visiting our website in the context of their engagement with Fratzik. It specifically omits the handling of data collected through offline means or any methods other than this website, ensuring your digital journey remains protected.

Regarding Consent

By exploring and enjoying our features, you agree to follow our Privacy Policy and Terms of Use, available at https://fratzik.com/terms/.

If our practices and policies don’t align with your expectations, we recommend you explore other options and refrain from using our services. Your digital control and security are our top priorities.

I. Data Collection Practices

A. INFORMATION DIRECTLY COLLECTED FROM YOU

Fratzik does not solicit personal information during standard website navigation. However, registration is required to access exclusive content in restricted areas, which involves submitting personal identifiers, such as your name, email address, phone number, and physical address.

The purpose of collecting this data is to provide personalized content and verify the authenticity of users, whether individuals or businesses, thus enabling tailored engagement strategies.

Additionally, should you reach out to us for inquiries or to resolve issues, your personal information will be collected and used solely for site management purposes.

B. AUTOMATICALLY GATHERED INFORMATION

In addition to the information directly provided by you for registration or inquiries, Fratzik automatically collects both personal and non-personal data during your interactions on the website.

This data, collected automatically, includes digital identifiers such as your IP address, browser type, details of your Internet Service Provider (ISP), along with timestamps and browsing behavior, all documented through Log Files.

To enhance user experience and support our marketing efforts, we use Cookies and Web Beacons, allowing us to customize our offerings based on your preferences.

Your management of Cookies through your device’s settings is acknowledged; failure to deactivate them implies your consent to their usage.

C. DATA FROM OUTSIDE SOURCES

At Fratzik, in offering financial market insights, we may direct you to our Advertising Partners’ offerings tailored to your interests. Engaging with ads on our site means sharing information, such as your IP address, with these partners through technologies like Cookies, Web Beacons, and JavaScript to measure the effectiveness of the ads.

You have full control over these Cookies via your device settings, as these external technologies are beyond our direct regulation.

Keep in mind that interacting with ads does not establish a direct connection with the Advertising Partner, and this Privacy Policy applies only to interactions directly involving Fratzik.

Our Advertising Partners, such as Google with its Dart Cookies, have their own privacy policies. We recommend checking these policies on their platforms. Google offers the option to opt-out of Dart Cookies, with all instructions available on Google’s Privacy Policy page.

To learn more about the privacy policies of other Advertising Partners, we suggest visiting their individual websites.

II. How We Use Your Information

The data gathered from our website users is utilized in innovative ways, all aimed at enhancing your digital journey and optimizing the performance of our platform:

Our primary goal is to ensure that our site runs smoothly, providing you with an agile and efficient browsing experience, where you can explore the latest tech trends with ease.

We are committed to continuous evolution, personalizing and expanding the site’s features to match your digital preferences, crafting an increasingly unique experience just for you.

Analyzing your interaction with the site is crucial. With this, we can fine-tune the functionality and content, offering a more intuitive and relevant navigation tailored to your tech needs.

Innovation and development are central to our mission. We are committed to crafting new services, functionalities, and features that address your evolving needs and stay aligned with technological progress.

We ensure direct communication and support, both independently and in collaboration with our partners. This includes customer service initiatives, website updates, and details on marketing and promotional campaigns.

Our email communications are carefully designed to align with your interests, including newsletters, promotional materials, and other relevant updates.

Enhancing security remains a top priority. We are actively engaged in identifying and preventing fraudulent activities to ensure the integrity of our website and the security of your personal information.

Cookie Policy for Fratzik

Welcome to the Cookie Policy page for Fratzik. You can access it via https://fratzik.com/.

Understanding Cookies

In line with practices commonly used by professional websites, Fratzik employs cookies — small files downloaded to your device — to improve your browsing experience. This document explains the types of information collected by cookies, how we use them, and why it’s necessary to store these cookies. Additionally, we provide guidance on how to manage cookie storage, though it’s important to note that restricting them may affect the website’s performance.

Utilization of Cookies

Our use of cookies serves various purposes, as outlined in this document. Since there are no universal methods for disabling cookies without affecting the functionalities they provide, it is advisable to keep cookies enabled unless their purpose is clear and they are deemed unnecessary for the services you use.

Disabling Cookies

Your browser settings allow you to manage cookies (refer to your browser’s Help section for guidance). It’s important to note that disabling cookies may impact not only the functionality of Fratzik but also other websites you visit. Restricting cookies often leads to limited features and functionalities on this site. Therefore, disabling cookies is generally not advised unless you are certain they are not essential for the services you use.

The Cookies We Set

Account-Specific Cookies

  • Creating an account with us involves the use of cookies to manage the sign-up process and general site administration. Typically, these cookies are removed once you log out, but some may persist to remember your preferences even after logging out.

Login-Specific Cookies

  • We use login-related cookies to keep you logged in and prevent the need for repetitive logins with each page visit. These cookies are typically cleared when you log out, ensuring secure access to restricted sections of the site.

Email Campaign-Related Cookies

  • When subscribing to our newsletter or email updates, cookies are used to remember your subscription status and tailor notifications to ensure you only receive content relevant to your subscription preferences.

Survey-Specific Cookies

  • Occasionally, we provide surveys or questionnaires to gather insights, offer tools, or better understand our user base. Cookies related to surveys remember whether you’ve participated or help deliver consistent results as you navigate through various pages.

Cookies Linked to Forms

  • Whenever you provide information through forms, such as contact or comment forms, cookies may be used to retain your details for future communications.

Website Customization Cookies

  • To deliver a tailored experience on our site, we allow you to set preferences regarding how the site functions during your visits. Cookies play a crucial role in remembering these preferences, ensuring your settings are applied whenever you interact with pages shaped by your choices.

Third-Party Provider Cookies

At Fratzik, we occasionally incorporate cookies from trusted third-party sources to enhance your browsing experience. Here’s an overview of potential cookies from external sources that you may encounter on our website.

  • Our site employs Google Analytics, a widely recognized and reliable analytics tool, to help us understand user interactions with the site. This enhances your experience by tracking metrics such as your time on the site and the pages you visit, allowing us to create more engaging content. To gain a deeper understanding of Google Analytics cookies, we recommend visiting the official Google Analytics website.
  • To effectively gauge site usage and continue delivering engaging content, we use third-party analytics tools. These cookies track aspects such as the time spent on our site and the pages you explore, helping us improve the site based on user preferences.
  • We occasionally roll out new features and adjustments to the site’s delivery. During these testing phases, cookies may be used to ensure a stable experience while we assess which enhancements are most valued by our users.

How to Block Cookies

You have the autonomy to block or disable cookies from any site, including ours, at any time by modifying your internet browser’s settings. Below are links to guidance for the main browsers, helping you in this endeavor:

Google Chrome

Firefox

Microsoft Edge

Opera

Safari

To opt out of personalized advertising from Google, adjust your preferences in Google’s Ad Settings. To opt out of personalized ads from third parties, visit www.aboutads.info, where instructions for managing advertising preferences on various platforms are provided.

III. Commitment to Data Protection

Fratzik refrains from selling user data; however, it reserves the right to share such data with partners to enhance user experiences and inform strategies for products and services. Under the provisions of the CCPA and GDPR, users are given the option to opt out of this data sharing.

We uphold strict security measures in the collection and storage of data, with a dedicated focus on enhancing user experiences and the development of our services and features.

Acknowledging the inherently unpredictable nature of the internet, Fratzik cannot guarantee absolute security. In the event of a data breach caused by malicious entities, Fratzik reserves the right to pursue legal remedies in response.

IV. Implementing Your Privacy Privileges

1. Acknowledgement of Your Rights

Fratzik acknowledges and upholds your rights regarding your personal information, regardless of your account status with us. It is important to note that these rights may vary depending on your geographical location. Different states or regions may grant specific rights regarding personal information to their residents. Therefore, the precise rights you have concerning the data we collect and process may differ based on your place of residence.

2. Policy on Data Retention

Fratzik retains your personal details only for as long as necessary to fulfill our data retention obligations, provide our services, and efficiently manage our business activities, unless you indicate otherwise. Should you wish to have all your personal data deleted from our records, you are encouraged to send this request to us via https://fratzik.com/contact/. Upon receiving such a request, we will initiate the process to remove your information from our databases, respecting your decision while complying with legal obligations.

V. Rights to Privacy under California Law

Under the California Consumer Privacy Act (CCPA), California residents are granted specific rights concerning their personal data, rights that Fratzik fully acknowledges and respects.

First, the Right to Know allows you to inquire about the categories and specific types of personal information we have collected about you.

Second, the Right to Delete grants you the authority to request the removal of the personal information we have gathered.

Finally, the Right to Opt-Out of the Sale of Personal Information gives you the right to demand that we refrain from selling your personal information.

Fratzik is committed to promptly processing your requests related to these rights, aiming to respond within a month. If you wish to exercise any of these rights or have questions about your data privacy, we encourage you to contact us immediately.

VI. Rights Under GDPR for Data Protection

At Fratzik, we prioritize ensuring that you are fully informed about your data protection rights. As a user of our services, you are granted several rights regarding your personal information.

First, you have the right to access your data. This allows you to request a review of the personal information we hold about you. Please be aware that a nominal fee may be associated with accessing this information.

Secondly, should you identify any inaccuracies in the personal data we hold, you have the right to request corrections. Additionally, you can ask us to complete any information that may be incomplete.

Finally, in certain situations, you have the option to request the deletion of your personal data from our systems.

Additionally, under certain conditions, you have the authority to limit how we handle your personal data.

Moreover, in specific situations, you are entitled to challenge our use of your personal information.

Finally, under specific circumstances, you have the right to request that your personal data, which we have gathered, be transferred to another organization or directly to yourself.

We are committed to responding to your inquiries and fulfilling requests related to these rights within a 30-day period. Should you wish to exercise any of these rights or have questions regarding your data, we encourage you to contact us directly.

VII. Parental Oversight of Children’s Data

Fratzik is dedicated to safeguarding the privacy of young web users and, therefore, refrains from collecting data from those under 13 years of age. We urge parents and guardians to closely monitor their children’s internet activities.

Recognizing the challenges in accurately determining a user’s age, we are committed to promptly deleting any personal data collected from children once identified.

In cases where parents or guardians discover that their child’s information has been collected, they are encouraged to inform us immediately through https://fratzik.com/contact/. Upon receiving such notifications, we will take swift action to remove the reported information.

VIII. Future Adjustments to Our Privacy Policy

Fratzik retains the authority to modify our Privacy Policy in response to technological advancements, legal requirements, or changes in our business operations. We pledge to promptly and transparently inform our users of any changes to our policy. To stay informed about our practices concerning the protection of your personal information, we advise you to review our Privacy Policy periodically. It is important to note that by continuing to use our services following these updates, you are agreeing to the amended terms.

IX. Our Contact Information

Should you have any inquiries, feedback, or concerns regarding our Privacy Policy, the handling of your personally identifiable information, our data use or sharing practices, or wish to discuss your consent preferences, we encourage you to reach out to us through our contact page at: https://fratzik.com/contact/.

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.