Terms of Use

Updated on February 28, 2025.

Fratzik is the proud owner of the esteemed digital guidance portal accessible at https://fratzik.com/, a leading source of technological insights and specialized tools.

Our dedicated team holds the exclusive responsibility for managing this digital platform, carefully curating it as a comprehensive resource for individuals who agree to follow our explicit guidelines, terms, and protocols. In our discourse, the pronouns “we,” “us,” and “our” represent the Fratzik corporate entity. Your interaction with our website grants you access to a range of “Services” that we are pleased to offer.

As a hub for digital knowledge, Fratzik is passionately committed to providing superior, analytical discourse on a variety of technological topics. Our portal is filled with valuable data on apps, gadgets, and tech trends, as well as analysis and recommendations on digital tools. Our content is meticulously crafted to cater to a broad readership, including tech enthusiasts and professionals in the field.

The confidentiality of our users is of paramount importance to Fratzik, as outlined in our Privacy Policy, which can be reviewed at https://fratzik.com/privacy/. This document, along with prevailing legal frameworks, governs the operational use of our website and ensures the protection of user confidentiality.

The Terms and Conditions of Use at Fratzik are carefully crafted to outline the duties and expectations of users engaging with Fratzik. These provisions are further explained in additional sections of our online presence.

WE EMPHASIZE THE IMPORTANCE OF CAREFULLY REVIEWING OUR TERMS OF USE. IF YOU COME ACROSS ANY PROVISIONS YOU FIND UNACCEPTABLE, WE URGE YOU TO REFRAIN FROM ENGAGING WITH THE SERVICES PROVIDED BY Fratzik.

Article I – User Compliance

1.1 Access to Fratzik constitutes a user’s acknowledgment and agreement to comply with our Terms and Conditions of Use and our Privacy Policy.

1.2 Engaging with Fratzik denotes a user’s assurance of their legal eligibility to form binding contracts and that they have reached the minimum age requirement of 18 years, thereby agreeing to adhere to the established Terms and Conditions of Use.

1.3 Individuals who do not meet these qualifications, or who dissent from these terms in any measure, are advised against utilizing the services and resources provided by Fratzik, including those accessible via its website.

Article II – Correspondence

2.1 Fratzik has designated specific channels for correspondence to accommodate user inquiries, resolve issues, handle complaints, and receive feedback regarding our diverse portfolio of products and services.

2.2 Users wishing to ask questions or initiate a dialogue with us are encouraged to use our contact form, accessible at https://fratzik.com/contact/.

Article III – Responsibilities of Parties

3.1 Users who utilize Fratzik’s services or products must thoroughly understand and agree to the conditions outlined in both the Terms and Conditions of Use and the Privacy Policy.

3.2 Fratzik’s digital platform may feature links to external websites for the acquisition of services or products; however, Fratzik is not directly involved in these external interactions.

3.3 When users proceed to third-party sites, it is their responsibility to review the terms and privacy policies specific to those external sites.

3.4 Fratzik disclaims any responsibility for the terms, privacy policies, or content associated with third-party services or products promoted on our platform.

3.5 Fratzik is not liable for damages caused by internet-delivered viruses or malware, highlighting the user’s responsibility to implement effective cyber defense protocols and virus protection.

3.6 Fratzik shall not bear liability for any loss or damage arising from improper use of the website or from events beyond our control.

3.7 Fratzik does not require any form of deposit or financial commitment as a mandatory step for endorsing financial offerings.

3.8 Fratzik advises users to exercise caution with emails requesting personal information verification or containing attachments, and to report any suspicious correspondence via our contact form at https://fratzik.com/contact/.

Article IV – Impermissible Actions

Our website strictly prohibits the following conduct:

  • Engaging in or endorsing any illegal activities;
  • Violating any applicable laws or regulations;
  • Infringing upon the intellectual property rights of third parties;
  • Participating in or supporting harassment, defamation, discrimination, or intimidation based on personal attributes;
  • Distributing false or misleading information;
  • Spreading harmful software or malicious code;
  • Illegally collecting personal data from individuals;
  • Engaging in spamming, phishing, or using other deceptive practices;
  • Exhibiting behavior considered to be immoral or explicit in nature;
  • Bypassing or attempting to bypass the security measures of our website.

Non-compliance with these restrictions may result in the suspension or termination of your access to the services provided by Fratzik.

Article V – Exclusions of Warranty and Liability

While Fratzik is committed to delivering services of exceptional quality, we cannot guarantee uninterrupted, secure, or error-free services. The accuracy or reliability of the results from using our services is also not assured. Moreover, we retain the authority to cease or discontinue our services at any given time without prior notice.

The use of our services is a decision you make at your own discretion and risk. Our services and products are provided on an “as is” basis with no warranties, either express or implied. The disclaimer of warranties includes, but is not limited to, no guarantees of merchantability, suitability for a specific purpose, durability, compliance with laws, or non-infringement of intellectual property rights.

Neither Fratzik nor our employees, affiliates, agents, contractors, service providers, or licensors shall bear responsibility for any direct, indirect, incidental, punitive, special, or consequential damages or losses. This encompasses, but is not limited to, loss of profits, revenue, savings, data, or the expense of substituting data, that may arise from your utilization of our services or products, or any related claims, even if these claims arise from content inaccuracies or any other damages incurred through the use of our services or products.

Article VI – Term and Statutory Period

The stipulations set forth in the Terms and Conditions of Use for Fratzik are designed to remain valid for an unspecified duration. In the event that any legal or regulatory proceedings related to the utilization of Fratzik or its Privacy Policy become necessary, such actions must be commenced within a timeframe of 90 days subsequent to the incident that instigates the claim.

Article VII – Governing Law and Jurisdiction

The governance and interpretation of Fratzik’s Terms and Conditions of Use and Privacy Policy fall under the purview of relevant Federal Laws, provisions of the Civil Code, and statutes related to consumer rights and data protection.

Article VIII – Ownership of Intellectual Property and Content

8.1 Content Rights

All content presented on the Fratzik website, whether it belongs to Fratzik or its tech partners, is protected by copyright and intellectual property laws. Unauthorized use of this content, such as copying, modifying, distributing, publishing, displaying, broadcasting, or creating derivative works, is strictly prohibited unless explicit consent has been obtained from the rightful intellectual property owners.

8.2 Limitation of Liability

Fratzik is not responsible for content created by third parties, such as user comments, forum posts, or social media updates. Furthermore, Fratzik will not be liable for any direct or indirect damages or losses that may arise from the use of its website.

8.3 Addressing Content Violations

Fratzik reserves the right to remove any content that violates these terms, including but not limited to illegal, offensive, defamatory content or content that infringes upon the intellectual property rights of others. We also reserve the right to deactivate the accounts of users who breach these conditions.

Article IX – Modifications to Terms and Conditions

Fratzik holds the authority to modify or discontinue any aspect of its services at our sole discretion, with no obligation to provide prior or subsequent notice. We are not liable for any changes, suspensions, or discontinuations of our services.

Users who disagree with these terms should refrain from using Fratzik’s website.

Article X – Communication Details

Should you have any inquiries or feedback concerning our services, please feel free to contact Fratzik via our contact form at

https://fratzik.com/contact/

.

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.